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Both private and federal student loans are personal student loans. However, 1.________________________. The former allows students to loan 2.___________ their education because it has a loan rate which varies. While 3._______________________. It has lower loan limits 4.________ the private student loans because it has a much fixed and interest loan rates. Students can receive personal student loans anytime they want to. 5.__________, personal student loans are very 6.______ because it does not require 7.___________ loan application. 8.___________________. The approval of a certain loan 9.____________. However, there is still another requirement needed to be able to qualify for a personal student loan. That is, the student applicant must be a US citizen or 10.____________.

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